Tools & Technology: Simplifying ACA Compliance with ACA-Track
Navigating the complex landscape of Affordable Care Act (ACA) compliance is a daunting challenge for many employers, especially those classified as Applicable Large Employers (ALEs). From tracking variable and part-time hours worked to filing precise federal and state reports, the stakes are high. Noncompliance risks costly penalties and time-consuming audits.
This is where ACA-Track shines — a comprehensive ACA compliance solution that leverages advanced tools and technology to simplify every step of the compliance process. In this post, we’ll take a deep dive into the technology behind ACA-Track, its standout features, and why it’s the trusted choice for employers aiming to stay ACA-compliant with confidence.
Understanding the ACA Compliance Challenge
Before we delve into how ACA-Track’s technology streamlines ACA compliance, let’s briefly recap what ACA compliance entails and why it requires robust tools:
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Applicable Large Employers (ALEs)—generally those with 50+ full-time or full-time equivalent employees—must track employee hours, eligibility, and insurance offers.
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Employers must file detailed forms like 1094-C and 1095-C with the IRS and furnish 1095-Cs to employees.
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Tracking includes variable-hour, part-time, and full-time employees across multiple systems.
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Data must be precise, secure, and consolidated for audit readiness.
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Deadlines and reporting rules are strict, with penalties for errors or late filings.
Given this complexity, relying on spreadsheets or manual tracking often leads to errors, inefficiency, and risk.
ACA-Track: The Technology Behind Effortless ACA Compliance
ACA-Track is purpose-built to address the challenges of ACA compliance through data-driven technology, integration capabilities, and intuitive user experiences. Here’s how:
1. Comprehensive Data Collection and Integration
ACA-Track collects actual hours worked for 100% of employees, regardless of employee type (variable hour, full-time, part-time, substitute, or paraprofessional). This data is gathered from multiple sources, including:
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Timekeeping systems
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Manual timesheets
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Automated time clocks
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Employee mobile device entries
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Payroll systems
This seamless integration ensures ACA-Track maintains one centralized, accurate data repository — eliminating data silos and duplication.
2. Dynamic Monitoring and Alerts
The platform continuously monitors employee eligibility thresholds, such as full-time status defined by an average of 30 hours per week or 130 hours per month. ACA-Track sends advance alerts when employees approach or exceed these thresholds, allowing proactive management of ACA requirements.
It also tracks employee life events (e.g., waivers, leaves) that affect insurance eligibility, enabling real-time compliance adjustments.
3. Automated Federal and State Reporting
ACA-Track electronically generates and files ACA forms with the IRS, including:
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1094-C Transmittal forms
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1095-C employee coverage statements
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Electronic XML file submissions that comply with IRS specifications
These capabilities reduce the burden of manual form preparation and ensure timely, accurate filings. If errors occur, ACA-Track’s audit tools help quickly identify and fix ACA reporting errors.
4. User-Friendly Interface and Customization
ACA-Track offers a customizable dashboard that allows users to:
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Choose and arrange data fields
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Sort, filter, and group employee records by ACA status, location, full-time/part-time status, and more
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View Snap Shot Summaries that preserve historical payroll and ACA data as it was at a given point in time
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Drill down into individual employee histories with a click
This flexibility improves efficiency and makes complex ACA data accessible to users at all levels.
5. Robust Configuration Settings
The platform supports flexible configuration to match your organization’s policies and IRS requirements, including:
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Measurement, administrative, and stability periods
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Weekly or monthly hours worked thresholds
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Affordability percentages
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Waiver codes
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New hire measurement settings
This adaptability ensures ACA-Track fits your unique business rules and compliance needs.
6. Advanced Data Analysis and Export
Data-driven decision-making is easier with ACA-Track’s powerful tools:
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Grouping, sorting, and filtering of ACA compliance data
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Color-coded warnings and error indicators for quick problem identification
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Export to Microsoft Excel for deeper analysis or record-keeping
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Individual user grid layouts to suit personal workflows
Whether you’re a compliance novice or a data power user, ACA-Track supports your needs.
7. Enterprise-Level Security
ACA compliance data is sensitive. ACA-Track prioritizes security with:
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SAS 70 certification since 2010 and SSAE 16 compliance
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SOC 2 Type 2 compliance for ongoing security assurance
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Encryption of personally identifiable information (PII) within databases
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Secure data transmission via HTTPS protocols
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No HIPAA medical information stored, reducing regulatory burden
These features ensure your employee data is protected from breaches or unauthorized access.
Dedicated Client Success: Support Beyond Technology
Beyond its technology, ACA-Track provides a dedicated Client Success Advisor to guide you through every step — from setup to reporting to audit defense. This personalized support helps reduce anxiety around ACA compliance and ensures your solution aligns perfectly with your business needs.
Why Choose ACA-Track for ACA Compliance?
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Proven compliance solution trusted by hundreds of employers.
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Integrates seamlessly with any payroll system, HRIS, or financial system.
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Simplifies ACA reporting with electronic IRS filing.
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Provides real-time monitoring to prevent costly compliance penalties.
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Secure, cloud-based system with ongoing certification.
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Flexible pricing plans tailored to business size and complexity.
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Expert client support ensures you never face ACA compliance alone.
For employers seeking peace of mind with ACA compliance, ACA-Track offers the most comprehensive, technologically advanced solution in the market.
Final Thoughts
ACA compliance is a complex but critical requirement for many businesses. Leveraging cutting-edge technology like ACA-Track transforms a burdensome obligation into a manageable, even effortless process.
By collecting accurate data, monitoring eligibility proactively, automating federal and state reporting, and securing sensitive information, ACA-Track empowers businesses to stay compliant — avoid penalties — and focus on their core mission.
Visit ACA-Track today to learn how their tools and technology can revolutionize your ACA compliance journey.
Disclaimer: This blog post is for informational purposes only and does not constitute legal or tax advice. Employers should consult qualified professionals for specific ACA compliance guidance.